Coverage determination

The first decision made by your Medicare drug plan (not the pharmacy) about your drug benefits, including:

  • Whether a particular drug is covered
  • Whether you have met all the requirements for getting a requested drug
  • How much you’re required to pay for a drug
  • Whether to make an exception to a plan rule when you request it

The drug plan must give you a prompt decision (72 hours for standard requests, 24 hours for expedited requests). If you disagree with the plan’s coverage determination, the next step is an appeal.

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